Restaurant vouchers, real estate fees, overtime... What changes on October 1

Restaurant vouchers, real estate fees, overtime… What changes on October 1

Among the novelties, the daily ceiling of restaurant tickets increases from 19 to 25 euros from Saturday. OceanProd – / Sylvain Robin / PaeGAG –

Rise in the daily cap on restaurant tickets, reassessment of the attrition rate, deduction of employer contributions thanks to overtime: what will change for the French from this Saturday?

A few weeks before the vote and debates on the purchasing power bill in parliament, the first measures are beginning to come into force. The Figaro takes stock of the novelties of this October 1.

Restaurant tickets with extended rules of use

While the maximum daily limit for restaurant tickets had been raised to €38 during the health crisis to further modulate its use, it had returned to a pre-COVID-19 level. That is, 19 euros from July 1, 2022. But given the discontent of the employees, the maximum amount of expenses will rise to 25 euros per day from October 1 in restaurants or supermarkets. “In these difficult times for our compatriots, I want to make life less expensive for them“, had then specified the Minister of Economy Bruno Le Maire on BFMTV two months ago. Taking up in fact a proposal of the deputies LR, PS and EELV. In addition, the purchasing power law has extended the use of restaurant tickets in supermarkets since August: now it is possible to buy non-consumable food products immediately. However, restaurant tickets will no longer be allowed to be used on weekends or holidays.

Increase in the usury rate for mortgages

The usury rate – the minimum threshold at which banks have the right to lend money – will experience an increase from Saturday. At the moment, the latter, revalued quarterly, is 2.57% for loans of more than 20 years and 2.60% for those of less than 20 years. As of October 1, it will be 3.05%, with the aim of reactivating the real estate market while many files are blocked. “This will allow, in compliance with the law, to resolve the most difficult situations of access to credit identified in recent weeks”says the Bank of France. To do this, it takes into account the rates charged by banks during the last three months, increased by one third. Faced with rising interest rates and inflation, many banks are setting higher rates. This often blocks the loan process.

Installation of the prevention passport

As of Saturday, the prevention passport will be launched to “Strengthening prevention in occupational health”. East “will gather the titles, certificates and diplomas obtained by the worker in the field of safety and health at work”, according to the website of the which specifies: “Job seekers can, just like employees, benefit from this prevention passport. The employer can consult the prevention passport of his worker, if he authorizes it, for the purposes of monitoring the obligations in terms of health and safety training. Finally, it should be noted that these achievements can be recorded in this “passport” by the employer, training organizations or even the employee.

Compulsory technical control… or not for two-wheeled vehicles

For owners of unlicensed two- or four-wheelers, technical control should have been mandatory from October 1. Although the executive had issued a decree to this effect in the summer of 2021, Emmanuel Macron had rejected this option and suspended the latter. After a confrontation with the Council of State, following the cancellation of the decree in the summer of 2022, which urged the government to apply the provision, the Ministry of Transport explained to Ouest-France that it had taken “alternative measures”. Specifically, a reform of the driving license, the improvement of infrastructures or the experimentation of sound radars.

Employer flat-rate deduction for overtime

As of October 1, overtime hours worked and rest days “ceded” to the employer will give rise to a lump-sum reduction in employer contributions. Measure derived from the purchasing power bill, it will be applied to companies with between 20 and 249 workers and will be 1.50 euros per overtime. Until now, only employers with fewer than 20 employees had access to it.

READ ALSO – Bruno Le Maire announces that “inflation will remain at a high level” in the coming months, “around 6%”

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